Our Philosophy

Much has changed since Helmer Raphael founded Raphael and Raphael more than 60 years ago. As our firm has grown and the business world has become more complex, we find that our clients have much more diverse needs than in the past. In order to meet those needs, we have matured into a firm offering not just tax services, but auditing, consulting and personal financial planning services as well. By utilizing new techniques and technologies, we have been able to provide these various services efficiently and affordably.

Yet even in the face of these changes, one aspect of our firm has remained constant throughout the years - our commitment to service. This commitment stems from Raphael and Raphael's philosophy that the best way for us to succeed is to help our clients succeed. We realize that we must give our best to each and every client, without exception, by providing excellent, timely and affordable service. It is this realization that has enabled our firm to attract and retain our clients, many of them for three generations.

We are proud of what we have accomplished over the last 60 years. We expect to see many more changes in the years ahead, and as always we will continue to serve our clients to the best of our abilities.

Firm Roster

Gale Raphael - Partner / C.P.A., J.D.
Mr. Raphael received his B.S. in Business Administration cum laude from Boston University and his J.D. from Boston University School of Law. He is a member of Beta Gamma Sigma, the honor society of business colleges. After two years as a field auditor with the I.R.S., he joined the firm as a partner in 1952.

Mr. Raphael is a member of the American Institute of C.P.A.s, the Massachusetts Society of C.P.A.s, the American Association of Attorney-C.P.A.s, the Institute of Business Appraisers and the Massachusetts Bar Association. His primary areas of concentration are income taxes, estate taxation and planning, I.R.S. representations, litigation support and consulting to start-up businesses.

Ted Raphael - Partner / C.P.A., J.D.
Mr. Raphael earned a B.A. in Economics from Princeton University and a J.D. from Harvard Law School, where he majored in taxation. He provides consulting services on such matters as taxation, accounting and business planning. He is responsible for overseeing the review of tax returns and financial statements and coordinating the firm's policies on tax and accounting issues.

Mr. Raphael is a member of the Massachusetts Society of C.P.A.s, the American Institute of C.P.A.s and the American Association of. Attorney-C.P.A.s. He is also a member of the Princeton Alumni of New England.

Harry Raphael - Partner / C.P.A., C.V.A., M.B.A., M.S.A.
Mr. Raphael received a B.A. in Economics/Mathematics from Colby College, and an M.B.A. and an M.S. in Accounting from Northeastern University Graduate School of Professional Accounting. He provides advisory services primarily in the areas of strategic business management, tax planning and personal financial planning. In addition, he oversees the firm's software industry practice and business valuation practice.

Mr. Raphael maintains the firm's computer systems. He is active in the Colby Club of Boston, and is a member of the Massachusetts Society of C.P.A.s, as well as a member of the Smaller Business Association of New England and the National Association of Certified Valuation Analysts.

John Masci - Partner / C.P.A., J.D.
Mr. Masci received a B.S. in Accountancy cum laude from Bentley College and a J.D. magna cum laude from Suffolk University Law School. His primary areas of concentration are individual, estate, corporate and partnership taxation with a special focus on real estate partnerships.

Mr. Masci oversees the firm's real estate practice and has significant experience in auditing H.U.D. and M.H.F.A. projects. He also oversees the firm’s estate tax and planning practice along with Ted and Gale Raphael. He is a member of the Massachusetts Society of C.P.A.s, where he sits on the real estate committee. He has been a member of the firm since 1987 and was admitted as a partner in 1994.

Jeff Simmons - Partner / C.P.A., M.B.A., M.S.A.
Mr. Simmons concentrates on providing business and financial consulting services, as well as performing audits and reviews of financial statements. He holds an A.B. in Political Science from Brown University, and an M.B.A. and an M.S. in Accounting from Northeastern University Graduate School of Professional Accounting, where he graduated first in his class.

Before coming to Raphael and Raphael, Mr. Simmons worked at a national accounting and consulting firm. Prior to that he worked as a television and video producer for seven years, and has the distinction of probably being the only Emmy Award winning C.P.A. in America. He, his wife and two children live in Needham, where he served on the School Committee from 1997-2007.

Brian Carney - Partner / C.P.A.
Mr. Carney became a partner at Raphael and Raphael in November, 2000. He is in charge of the firm's audits of 401(k) and other employee benefit plans. He also deals with tax compliance and financial planning issues relating to individuals and small businesses, and has considerable experience advising clients on their accounting systems and business operations.

Mr. Carney has been an accountant with the firm since 1986. He holds a B.S. in Business Administration from Salem State College with a concentration in accounting. He and his family reside in Wakefield.

Karen M. Lydon - Partner / C.P.A.
Ms. Lydon received her B.S. in Management with a concentration in Accounting and Economics magna cum laude from the University of Massachusetts. She received her M.S. in Taxation from Bentley College. She is a member of the Massachusetts Society of C.P.A.s and the American Institute of C.P.A.s. Ms Lydon is also an alumna of Boston Latin School. She has over fifteen years of experience in public accounting with an expertise in auditing, accounting and taxation. She also worked in private industry in the mutual fund services.

Garry Todd Nichol - Partner / C.P.A.
Mr. Nichol earned his B.A. degree from the University of Western Ontario in 1992. He worked as a staff accountant in the private sector for five years prior to entering public practice in 1997, and earned his C.P.A. license in 2001. In November 2006, he was admitted as partner at Raphael and Raphael LLp. He is fluent in French and maintains a specialty in international taxation.